BANK KREDITLASH TIZIMIDA TAVAKKALCHILIKLARNI BAHOLASHNING MATEMATIK MODELI
Keywords:
kredit xavfi, matematik modellashtirish, ehtimollik, og'irlikli baholash, skoring modeli, bank tavakkalchiligi, to'lov qobiliyati.Abstract
Ushbu maqolada bank kreditlash tizimida tavakkalchiliklarni
baholash uchun matematik model taklif etilgan. Taklif etilgan model og'irlikli
ko'rsatkichlar va ehtimollik nazariyasi asosida qurilgan bo'lib, qarz oluvchining to'lov
qobiliyatini miqdoriy baholash imkonini beradi. Modelda moliyaviy ko'rsatkichlar,
kredit tarixi, daromad barqarorligi va garov qiymati kabi omillar hisobga olingan.
Matematik modelning samaradorligi tahlil qilingan va amaliy qo'llanish imkoniyatlari
ko'rsatilgan.
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