“MOBIL BANKING XIZMATLARINI RIVOJLANTIRISHDA ICHKI OMILLAR VA RAQAMLI TRANSFORMATSIYA YO‘NALISHLARI” (2026) ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, 94(2), pp. 524–531. Available at: https://alpharesearchs.com/index.php/obr/article/view/1362 (Accessed: 1 August 2026).